CREDIT FUNCTIONS, FORMS, AND TYPES
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Abstract
This article provides various definitions regarding problematic loans. In some literature, a problematic loan refers to one where the bank has doubts about its object, subject, and collateral. In other sources, problematic loans are analyzed from a legal perspective, indicating cases where the borrower has missed one or more payments or where the collateral value has depreciated, leading the loan to be categorized as problematic.
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References
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